Liability Coverage
Liability coverage generally helps address costs when a covered driver is responsible for injury or property damage to others. Limits vary by policy and location, so it is helpful to understand what the numbers mean.
Coverage Guides
Understand common auto insurance topics before you make decisions.
These guides are educational and designed to help users become more comfortable with the language used in auto insurance discussions.
Collision Coverage
Collision coverage is commonly associated with vehicle damage resulting from an accident, regardless of fault, subject to policy terms and deductible amounts.
Comprehensive Coverage
Comprehensive coverage is often connected to non-collision events such as theft, vandalism, weather, falling objects, or animal-related damage, depending on policy terms.
Deductibles and Limits
A deductible is the amount a policyholder may be responsible for before certain coverage applies. A limit is the maximum amount a policy may pay for a covered event.
Reviewing Your Needs
Drivers may consider vehicle value, loan or lease requirements, driving habits, state requirements, and household needs when reviewing coverage options.